Have you worked in South America? Do you want to share your experiences? Either contact me at davidt@eltworld.net or leave comments on any of the posts.

Wednesday, October 14, 2009

I've moved

Hi all, thanks for dropping by. To make things easier, I've decided to merge some of my blogs, which, including this one, can now be found at ELT World. I've been getting off my backsides and writing recently, so come over to the new URL and leave lots of lovely comments.

Sunday, August 17, 2008

Classic Articles: Does your TEFL employer provide medical insurance?

In celebration of the upcoming release of the fifth edition of Horizons Journal, I've decided to revisit some of the classic articles from the first four issues. In this article, I examine the issue of medical coverage with the help of members of the ELT World forums:


'How well will you be provided for should you need urgent medical treatment?' I asked on the ELT World forums. Here are the responses of forum members from around the world:

Many of you seemed to have a pretty good idea of what would happen should you find yourself in trouble. 'Yes', exclaimed EFL Geek emphatically finding himself among the vast majority (71 votes - 83%) of you who are covered in some way should you need medical treatment. Only 15% (13 votes) of you stated that you weren't covered. All I can say about the 2% (2 votes) who didn't know if they were covered is that it must be nice to live in blissful ignorance! Several forum members explained the state health system where they are. Emma notes the situation in Greece:

'In Greece, although your employer has to pay your contributions over to the National Health Service, I'm not sure how good it is and most people have a top-up insurance, even though it is in the EU.'

MELEE, in Mixteca, describes how things are in Mexico:

'Mexico has national health, not the greatest, but if I had 3rd degree burns over 70% of my body, they'd treat me. Whether or not I'm close enough to a hospital that could handle that terrible of an accident is another story.'

Lozwich explains the situation when covered by private insurance in Bogota, Colombia, in comparison to Spain:

'I've been lucky (?) enough to have had two surgeries here in Boggy, both completely paid for by my insurance. I think they even paid for the rental of my crutches, and they definitely paid for some slightly radical treatment I had. I gave myself a second degree burn when I lived in Spain, and the "treatment" I received at the local hospital was awful. I got better treatment and follow up physio advice (I damaged tendons in my hand through the burn) from a couple of pals who work for the NHS in London. I think burns are not very well understood by many medical professionals, and think there's plenty of room for improvement on that front all over the world.'

Denise further discusses private health insurance, this time in relation to what one might find in the Gulf:

'I've only had minor issues and routine checks, but they've been nearly fully covered. I just pay 2 rials, which is about $5, and get way more drugs than I need for free. Typically, the doc says, "I'm giving you this pill to take three times a day, and this pill to take once a day, and this pill to take only if you're feeling really, really bad, and this other pill that you shouldn't take at all." Once you get into the system for the private hospital in Muscat, you get good care nearly fully covered. You just need a referral to get in for that first visit.'

The graphic, while reassuring, doesn't of course tell the whole story. Dmb notes, for example, that while his insurance 'also pays %80 of medicine. If I die however, I am only worth 15 grand ($).' Further research into whether or not we consider our coverage adequate may well feature in a later edition of the journal. Yaramaz, another resident of Ataturkburg, Turkey, describes her situation: we don't always appreciate medical coverage until we need it: 'Yes - but only since last September in my current job. Last spring, several teachers (including myself) were involved in a car accident on the way back from a company class. The owner of our school arranged ambulances to a private hospital and paid out of pocket for all tests and treatments and hospital stays and follow ups (one teacher had a double fractured pelvis). As a result of this accident, they added full private insurance to our new contracts - I haven't used mine yet, but am glad to have it. Public hospitals here are not very reassuring.'

A good point: if you're going to have to rely on what you can get from the state when faced with a medical emergency, be sure to find out what exactly that is likely to mean. Also, find out if your employer is going to support you or cut corners if they possibly can. Glenski exemplifies with a case from Japan:

'Health insurance co-payments are required by law in Japan. Just be careful about how your employer operates. If he counts only the hours you are in the classroom and it's less than 29 per week, he can legally call you part-time when he reports you to the tax authorities and therefore avoid making the co-payments.'

Let's round off with some very sound advice from Fat Chris in Japan, advice that will make more sense to you once you get into your thirties:

'If a job wouldn't offer me health insurance, then I wouldn't be likely to take that job. That said, if I am choosing between two jobs with Job A offering more money and a "lesser" health insurance policy and Job B offering less money and a more comprehensive health insurance policy, I may be more likely to take Job B. Having an adequate health insurance policy can't be emphasized enough. I am currently covered with life insurance thrown in as well.'

So, if you're accepting a job as a teacher, whether for the first time or not, think about how well you're covered in a medical emergency.


Use and distribution of this article is permitted subject to no changes being made to the content and appropriate hyperlinks/URL references in place.

Monday, June 16, 2008

Issue 4 of the Free Journal

The fourth issue of the ELT World free journal is now available for download in PDF format. Click on the image below to visit the journal website:

Saturday, May 17, 2008

Volunteering Abroad: Peru

An article on volunteering in Peru by abroaderview.org

The city of Cusco is located high in the Andes of Peru. Cusco is considered the archeological capital of the Americas, and has been declared by UNESCO as a cultural Heritage of Humanity. Cusco maintains its Old World charm with beautiful plazas, cobbled streets and colonial style buildings lining the city. With its close proximity to Macchu Picchu and other archeological wonders, Cusco has a wealth of treasures to offer a globally-minded traveler.

In spite of receiving thousands of tourists every year, Cusco also has one of the highest levels of poverty in the country. This is evident by the presence of hundreds of children living and working on the streets. These children lack a decent education, food and caring, with almost 30% living well below the poverty line. We offer orphanage and teaching placements throughout the city. With our volunteer program we allow you to discover the wonders of Cusco, while doing meaningful community work. This is a great opportunity to enhance your Spanish knowledge, live with the locals and realize one person can make a difference.

_________________________

We offer the following programs in Cusco: (1-4 week placements - Optional start date)

Program Length : 1-4 weeks Program Date: Flexible Start & End Date Work Schedule: Monday-Friday, 8 hour per day Accommodations: Local guesthouse or homestay Meals: Yes, 3 meals a day Requirements: 18 years + , Basic Spanish knowledge, an able body and caring spirit.

Social/Welfare Service: We support private institutions that improve the the lives of children. Volunteers work at a local children's home which doubles as an orphanage and day care. The children range in age from infancy to 12yrs old, some with mild handicaps. Volunteers assist the local staff with the basic needs such as feeding, bathing and clothing, as well arrange games and day trips with the kids. Teaching English, as well as manual labor (sweeping, painting, gardening) may be involved. Basic Spanish is required, as well as a positive and flexible attitude.

Education/Teaching: Volunteers can teach, or assist the local teacher with English classes. The kids vary in age and most do not have any proper schooling. By speaking English, new opportunities are available to the children that would otherwise be destined to stay in the cycle of poverty. Volunteers do not need previous teaching experience, although it would be helpful. Basic Spanish is required, as well as a positive and flexible attitude.

Medical/Healthcare: We have placements in a rural clinic, about 40 minutes outside of Cusco. These clinics provide necessary care for thousands of Peru's poorest; their indigenous people. Since most people, especially the children lack medical attention, these clinics provide basic heath check ups, dental and immunizations free of charge, so the need for volunteers is great. Volunteers assist the local staff in whatever capacity they may need, such as taking medical history, checking vitals, assisting with medicine and supplies. Volunteers must be in the medical fields and provide copies of their credentials. Since this is in a rural area, and intermediate knowledge of Spanish is required. This is a great opportunity to gain first hand medical experience in a foreign country while donating your skills.

Program Includes: Homestay or local guesthouse or on-site volunteer accommodations at orphanage. Includes three meals a day. Airport transfers on arrival and departure. Our local Project Coordinators will provide orientation briefing and Cusco city tour, half day Spanish lessons. Introduction and placement in a volunteer work project. *Additional Spanish classes can be arranged for you locally.

The project coordinator is available 24/7 in case of emergency, health-related or otherwise. They can assist in arranging sightseeing excursion before, during or after the volunteer program.




About the Author

AbroaderView.org

1001 Dell Lane Suite B, Wyncote, PA 19095, USA Volunteer Abroad Project Tel: 1-215-780-1845 volunteers@abroaderview.org - www.abroaderview.org

Thursday, April 17, 2008

Volunteering Abroad: Ecuador

An article on volunteering in Ecuador by abroaderview.org

Quito is the capital of Ecuador and the countries second largest city with an estimated population of about 2.1 million people. The beautiful, bustling city sits high in the Andes Mountains an altitude over 9000 ft. Quito's Old Town is a wonder with neighborhoods lined with colonial architecture, some of it dating to the mid 1500s when the Spanish founded the city. With its rich cultural treasures, large open plazas surrounded by cathedrals and stately public buildings, Quito has been declared a UNESCO World Heritage Site. It is a place of delicious food, friendly people, wonderful Andean music and colorful marketplaces.

Nearly 60% of Quito's population lives in extreme poverty. These areas often lack such basic services as electricity and running water. Many of the urban poor are migrants from rural areas who come to the city in search of a better life. Unfortunately, there are few opportunities for employment. Poverty can lead not only to malnutrition, illness, delinquency, alcoholism and domestic violence, it also worsens environmental contamination.

We offer orphanage and teaching placements throughout the city. With our volunteer program we allow you to discover the wonders of Quito, while doing meaningful community work. This is a great opportunity to enhance your Spanish knowledge, live with the locals and realize one person can make a difference.

______________________

We offer the following programs in Quito:

Program Length : 1-4 weeks Program Date: Flexible Start & End Date Work Schedule: Monday-Friday, 8 hour per day Accommodations: Local guesthouse or homestay Meals: Yes, 3 meals a day Requirements: 18 years + , Basic Spanish knowledge, an able body and caring spirit.

Social Projects: You can help children of scare economic resources who come from poor homes. In many cases they have been abandoned by their parents. You can help them improve their living conditions, through support of the special center for children care. These projects are offer volunteer options in institutions like orphanages, nurseries, juvenile homes, day care centers, street children centers, and the facilities for the elderly.

Day Care Center for Poor Children: We several projects, located throughout Quito helping the poor, underprivileged children or those with handicaps (blind and deaf children). Some projects work with kids age's 2-4years old. We also have project working with older children 5-16yrs old. The parents of the children are so poor that they cannot afford to keep their children healthy or well fed. The projects serve as a day care, kindergarten and support center. Volunteers assist the local staff with the basic needs such as feeding, bathing and clothing, helping with homework, playing sports, as well arranges games and day trips with the kids. Teaching basic English, as well as manual labor (sweeping, painting, and gardening) may be involved. Basic in Spanish is required, as well as a positive and flexible attitude.

Street Children' Program: This project helps the abandoned, mistreated children that are forced to live in the dangerous streets every day. These shelters typically care for 40-50 children from 2 to 16 years old, providing them with meals, a place to live, and an education for a temporary time. This project tries to reinsert them in their families as much as possible. These projects also support local schools with after school programs and meal. Volunteers help with providing the basic needs such as teaching basic math, Spanish, English, providing emotional support in a loving, caring surrounding. Arrange games, day trips and basically teach the children to be "kids" again. Proficiency in Spanish is needed, as well as a positive and flexible attitude.

Education/Vocational Programs: Teaching English is an educational program designed to help children of poor families obtain their principal right to an education, which would otherwise be difficult to obtain. The centers are located in very poor neighborhoods with scarce economic resources. These programs give a primary education to over 100 children between 3 and 12 years of age. Right now the schools are understaffed and appreciate the assistance of our volunteers. Volunteers are needed in the areas of art, music, ceramics, handcrafts, culinary and sports. Basic/Proficiency in Spanish is needed, as well as a positive and flexible attitude.

Program Includes: Accommodation with a local host family. All meals daily. Airport transfers on arrival and departure. Our local Project Coordinators will provide orientation & city tour with lunch, introduction and placement in a volunteer work project. Half day (4 hours) Spanish language lessons. The project coordinator is available 24/7 in case of emergency, health-related or otherwise. They can assist in arranging sightseeing excursion before, during or after the volunteer program.




About the Author

AbroaderView.org

1001 Dell Lane Suite B, Wyncote, PA 19095, USA Volunteer Abroad Project Tel: 1-215-780-1845 volunteers@abroaderview.org - www.abroaderview.org

Tuesday, March 4, 2008

ELT World Journal 3: Out Now

Here are highlights of what you'll find in the new, action packed edition of Horizons:

What Would Motivate you to Take a New Job?

What do we want from our jobs? There must surely be a reason for us to move on to bigger and better things at one time or another. So, what are our motivations? What are those bigger and better things? Why do we make the decision to up and move to a new school? The poll that ran on the blog and the forum during December shed some light on to why we move from one job to the next… read on

Interview: Teacher Reflections, Global Connections

Last month on the ELT World Blog I highlighted the excellent Teaching without Borders blog: Teacher Reflections, Global Connections, explaining what a great idea I thought it was to reflect on the different teaching experiences of the different countries of the contributors. I’m delighted that Jennifer Uhler and Jeff Mattison have taken the time and considerable effort to tell Horizons about their blog… read on

Teaching Collocations

Whilst learners often focus on the acquisition of new grammatical structures as a guideline to their progress in learning English, the same cannot always be said of an English learner’s regard for the importance of progressive vocabulary acquisition. Whilst it is true that language structures form the basic skeleton of a language , vocabulary provides the flesh to these bones. Without words, what do we have?… read on

Was your Initial Training Course Worth it?

The four-week TEFL course, a starting point for so many of us in our careers as English teachers. But is it really worth it? What do we really gain from these short, intensive courses that can’t possibly hope to adequately prepare us for a career in teaching? A great deal, it would seem, according to the poll that ran on the blog and the forum… read on

The EnglishUK Teachers Conference

Anyone who’s ever attended a TEFL conference will tell you it can be something of a mixed experience in terms of what you gain from it. It’s not unlike gold mining: you have to sift through a lot of stuff to get to anything even remotely of use to you. Presenting at a conference is, on the other hand, a whole different experience. Anyone thinking of venturing into the conference circuit would be well advised to read the following article… read on

Academicus Electronicus

For this edition of the journal, I offer you, my dear friends, two websites dedicated to the development of TEFL professionals… read on

Teaching English in New Zealand

The situation regarding English language teaching in New Zealand is pretty similar to Australia and not so different from the UK in many respects. As in those countries, there is a private language school sector in addition to state provision through various ESOL programmes… read on

My Favourite Waste of Time

At a certain point, we all get fed up with certain aspects of living in another country. The little things suddenly become big problems in your life. Some of these things, however, bug everyone, and not just us poor expat teachers. Facebook, for all its sins, seems to be becoming a way in which we are able to find kindred sufferers, as M. le Prof d’Anglais explains… read on

Politically Correct Revisited

Last issue’s article on political correctness was well received by many of you, who were able to relate to the ideas being explored. Luckily for Horizons, Istanbul’s Stranger has decided to follow up on the previous article, exploring further the linguistic barriers to the cross-culturalization of the notion of political correctness… read on

The Ideal English Teacher through the Eyes of ELT Trainees

Do you remember what you thought about teachers when you started out as a trainee? How much have your perceptions changed? This article explores the way that trainee teachers in Argentina perceive those already in the profession… read on

Interview: The Latin America Job list and TEFL Tips

Sharon de Hinojosa, whom members of the ELT World forums know better as Naturegirl321, has been kind enough to answer a few of my questions about her internet projects. After years of gathering information about teaching on the South American continent, she has decided to make this knowledge available to others via her excellent websites… read on

Sunday, February 17, 2008

Volunteering Abroad: Peru - Lima

This article discusses volunteering in Lima in Peru, by abroaderview.org

Peru, the third largest country in South America, it shares borders with Ecuador, Columbia, Brazil, Bolivia and also Chile. A large mountainous country on the Pacific coast of South America, Peru offers a range of choices for a visitor.

The Inca Empire, with Lake Titiaca, Cuzco and Machu Picchu, the Andes, Amazonian rainforests, cloud people, coastal wildlife preserves and cosmopolitan cities are just some reasons to visit Peru.

Although in recent years Peru has benefited from a rise in tourism offer some economic relief, millions of Peruvians live below the poverty line. More than half of the country's people struggle to survive, close to one fourth of the population live in extreme poverty.

Our programs allow you to take part in meaningful community service work, while discovering the people, sights, sounds, and tastes of Peru. Volunteering in Peru is a way to totally immerse yourself in Spanish culture.

This is a great opportunity to make life-long friends, learn a foreign language and discover that one person really can make a difference. Volunteer with us and see A Broader View of the World.

"Service is the very purpose of life. It is the rent we pay for living on the planet." -Marian Edelman.

Lima is the capital and largest city in Peru, home to about 30% of the countries population. The city is located in the valleys of the Chillón, Rímac and Lurín rivers and overlooks the coast of the Pacific Ocean. Lima, called the City of Kings, proudly preserve the colonial convents, mansions and several churches which are symbols of their ancient and noble traditions. Often overlooked by travelers, Lima is a sprawling metropolis known for friendly people, quality museums, important historical sites, and a variety of dining and entertainment establishments.

In spite of receiving thousands of tourists every year, Peru is the second poorest of the Andean countries. Lima houses around one-third of the Peruvian population, more than half who live under the poverty line. Many Peruvians l live in shantytowns, known locally as pueblos jóvenes (young towns). These areas often lack such basic services as electricity and running water. We offer orphanage and teaching placements throughout the city. With our volunteer program we allow you to discover the wonders of Lima, while doing meaningful community work. This is a great opportunity to enhance your Spanish knowledge, live with the locals and realize one person can make a difference.

__________________________________

We offer the following programs in Lima:

Program Length : 1-4 weeks Program Date: Flexible Start & End Date Work Schedule: Monday-Friday, 8 hour per day Accommodations: Local guesthouse or homestay Meals: Yes, 3 meals a day Requirements: 18 years + , Basic Spanish knowledge, an able body and caring spirit.

Social/Welfare Service: We support private institutions that improve the the lives of children. Volunteers work at a local children's home which doubles as an orphanage and day care. The children range in age from infancy to 12yrs old, some with mild handicaps. Volunteers assist the local staff with the basic needs such as feeding, bathing and clothing, as well arrange games and day trips with the kids. Teaching English, as well as manual labor (sweeping, painting, gardening) may be involved. Basic Spanish is required, as well as a positive and flexible attitude.

Education/Teaching: Volunteers can teach, or assist the local teacher with English classes. The kids vary in age and most do not have any proper schooling. By speaking English, new opportunities are available to the children that would otherwise be destined to stay in the cycle of poverty. Volunteers do not need previous teaching experience, although it would be helpful. Basic Spanish is required, as well as a positive and flexible attitude.

Medical/Healthcare: We have placements in small community clinics in Lima. These clinics offer basic medical attention such as check ups, dental and immunizations free of charge, so the need for volunteers is great. Volunteers assist the local staff in whatever capacity they may need, such as taking medical history, checking vitals, assisting with medicine and supplies. Volunteers must be in the medical fields and provide copies of their credentials. Volunteers must have an intermediate knowledge of Spanish. This is a great opportunity to gain first hand medical experience in a foreign country while donating your skills.

Program Includes: Homestay or local guesthouse or on-site volunteer accommodations at orphanage. Includes three meals a day. Airport transfers on arrival and departure. Our local Project Coordinators will provide orientation briefing and Lima city tour, half day Spanish lessons. Introduction and placement in a volunteer work project. *Additional Spanish classes can be arranged for you locally.

The project coordinator is available 24/7 in case of emergency, health-related or otherwise. They can assist in arranging sightseeing excursion before, during or after the volunteer program.



About the Author

AbroaderView.org

1001 Dell Lane Suite B, Wyncote, PA 19095, USA Volunteer Abroad Project Tel: 1-215-780-1845 volunteers@abroaderview.org - www.abroaderview.org